Tuesday, 28 February 2012

InPress...Revised Finance

After meeting with the business manager at Natwest Sadie decided to revise our figures to follow her advice and make them more accurate.
These are the differences that have be made-

  • We are now using the city car club (car rental) instead of using Kirstys car.
  • We no longer need public liability insurance as we won't be hiring out our equipment.
  • We no longer need our own screen printing equipment as we will be using the colleges for the first year.
  • We need to pay to register as a limited company.
  • We are now hiring an accountant instead of using Sage One.
City car club: £60
Computer rental: £4,288.44
Paper, ink etc: £130.04
Adobe suite: £1,238.40
Business insurance: £30
Professional and product liability insurance: £100
Rent, including bills and internet: £3,420
Solicitor: £70
Computer repairs: £300
Furniture: £110

We got a quote from Nialls dads accountant and also asked him how much it would cost to register as a limited company. These figures don't include VAT, but as we will be VAT registered we would get this back anyway.
 
Accountant: £850
Register limited: £75


TOTAL: £10,671.88

yearly costings: £10671.88
estimated yearly turnover (based on first 12 months): £90671.88 (earning £20,000 each)
required monthly income: £7555.99

...meaning that collectively we would have to work 76 hrs per month at £100 per hour, which is 19 hours per week.

Charging £25 per hour as individuals we would have to work 302 hours per month between us- 76 hours per week. Which works out as... 19hours per week each.

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